Tenants home content insurance

Could you afford to replace your possessions this winter?

With the especially cold winters over the last couple of years our tenants are being urged to take preventative measures to avoid burst pipes this coming winter and make sure if the worst happens they have adequate insurance.

During 2009 claims for burst pipes cost insurers £800 million yet many of us may still underestimate the risk.  Research shows that 57% of us worry about burglaries whilst away at Christmas but only 8% of us were concerned about burst pipes. Research by one insurer shows the average burst pipe claim they paid out in winter 2009 was around £15,000. Most insurance policies will cover damage caused by freezing water and leaking water from tanks, pipes and heating systems.

South Cambridgeshire District Council have joined forces with Thistle Insurance Services Ltd, who administer the scheme, to offer all tenants and residents the chance to insure the contents of their homes in an easy, affordable way.

The Crystal Insurance Scheme has been designed to help tenants and residents insure most of their belongings as easily as possible and also covers them against theft, vandalism and fire. The minimum values of possessions that can be insured are only £9,000 ( if aged under 60) or £6,000 (if aged over 60). The premiums start from £1.50 a fortnight or £1.15 a fortnight respectively. Tenants and residents can also increase cover for an additional premium to include extended accidental damage cover, cover for wheelchairs/scooters and hearing aids as well as personal possessions (for items outside their home).

Premiums can be paid fortnightly or monthly by cash at any Post Office or Payzone Outlet, monthly by direct debit, debit card or credit card or annually by cheque. 

So if you have no insurance cover for this winter you can apply for cover today.

Contact Crystal Insurance on 0845 601 7007 (it may be cheaper to call 01628 586187 from a mobile) or email: Crystal@jltgroup.com.

Or contact South Cambridgeshire District Council to request a free information pack on 03450 450 051 or email duty.housing@scambs.gov.uk.

Exclusions and limits apply to all covers, further details are available within the free information pack.

 

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